The  is used to gather information about your financial resources and the resources of your family. From this information a parent contribution (for dependent students) and a student contribution are calculated. These two figures together total the student aid index.

Parent contribution: Annual income is not the only factor considered in evaluating the parent contribution. Your parent's age(s), assets, and household size are also considered.

Student contribution: You are expected to contribute a portion of your after-tax income toward your annual education expenses. A portion of your savings and other assets are also considered.